PayPal Pay in 4
Introducing Pay in 4

Offer buy now, pay later options to your customers

- at no additional cost to you.

PayPal / 3dcart

Give customers more ways to buy.

Pay in 4 and PayPal Credit1 are included in PayPal Checkout, so you can start offering customer financing immediately.

A win for your customers.

Payment flexibility

Payment flexibility

You get paid up front, while your customers pay later.

Interest-free choice

Interest-free choice

With Pay in 4, your customers can pay over time, and there’s no hidden cost.

Access to financing

Access to financing

Pay later options through PayPal, the brand they know and trust.

Purchasing power

Purchasing power

With the ability to spread payments over time, purchases become more affordable.

A win for your business.

Increased sales

Increased sales

Give shoppers more spending power and you can help boost your average order values.

No additional costs

No additional costs

Pay later offers are included in your existing PayPal rate.2

Easy promotion

Easy promotion

Add dynamic pay later messaging to your site with a single integration.

An expansive network

An expansive network

Connect with PayPal’s vast community of 346 million total active accounts globally.

What buy now, pay later means
for your bottom line

$0 additional costs

Pay later offers are included in PayPal Checkout at no extra cost to you.

56%increase in average order value (AOV)3

Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.3

364M actives

PayPal connects you with 346M active consumer and merchant accounts globally.

Here’s how it works

1
dynamic pay later messaging

Show dynamic pay later messaging on your site.

After setup, dynamic messaging will display the most relevant pay later offer to your customers.

2
best option

Your customer selects their best option.

Flexible pay later options help your customers make their purchases sooner.

3
clear payment information

Customers get clear payment information.

Your customer sees their payment schedule. And there are no hidden fees for their purchase or your business.

4
PayPal does the rest.

PayPal does the rest.

Once the order is processed, you get paid up front. And PayPal takes care of collecting payments from your customers.

Seamless setup

Already have a
3dcart account?

Log in to your account to activate Pay in 4.

Ready to set up a new 3dcart store?

Sign up for a new 3dcart store and set up Pay in 4 through PayPal Checkout.